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The Governor of Nevada has signed Senate Bill 103 into law,  which prohibits homeowner’s, renter’s, and mobile home insurance or vehicle umbrella insurance providers from refusing or cancelling coverage or increasing premiums based solely on the breed of dog owned by the policy holder.

The bill does allow for insurance companies to take these actions if the dog has been declared or is known to be dangerous or vicious, but the company may not ask what breed of dog the policy holder owns.  The insurance company may ask, however, if the dog has previously been declared dangerous or vicious under current state law.

Nevada state law already expressly prohibits municipalities from passing laws that target specific breeds of dogs.  AKC supported Senate Bill 103, which extends these protections to insurance policy holders, while still holding all dog owners accountable regardless of the breed they choose to own.

This law will go into effect on January 1, 2022.

For questions or more information, contact AKC Government Relations at