NY Update: Ask Your Assemblymember to Support Ending Insurance Breed Discrimination

Ask Your Assemblymember to Support Ending Insurance Breed Discrimination


Assembly Bill 3952, which would prohibit insurance companies from denying, cancelling or raising premium rates for homeowners’ insurance based on the breed of dog owned by the policyholder, is expected to be considered by the full New York Assembly soon. 

All responsible dog owners and breeders in New York are encouraged to contact your State Assemblymember, and ask them to support Assembly Bill 3952.

To find the name and contact information for your New York State Assemblymember, click here and type in your address. A full list of Assemblymember e-mail addresses can be found here.  If you are in the Assemblymember’s district, be sure to mention that you are a constituent.


As introduced, Assembly Bill 3952 prohibits insurers from refusing to issue, renew or cancel or raise premiums for homeowners insurance based on breed of dog (or mixed-breed) owned by the policyholder. The bill does allow for insurance companies to take these actions if the dog has been declared dangerous based on current law.

New York state law already expressly prohibits municipalities from passing laws that target specific breeds of dogs.

AKC Government Relations will continue to closely monitor this legislation.  For questions or more information, contact the AKC Government Relations Department at (919) 816-3720 or doglaw@akc.org